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<DIV><table cellpadding=10><tr><td><table cellpadding=0 cellspacing=0 border=0><tr><TD valign="center"><IMG height=25 alt="" 
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<TD valign="center"><FONT face=Helvetica color=#c63f37><STRONG> 
DIRECTIONS</STRONG></FONT></TD></tr></table><FONT color=#646464 ><FONT color=#646464 
      ></FONT>
      <P align=left><FONT face="Arial" size   
      =2 
      color=#646464>Foster, Carlson &amp; White Agency, Inc.<BR>200 West 
      Broadway<BR>Monticello, MN 55362</FONT></P>
      <P align=left><FONT face="Arial" size   
      =2 
      color=#646464><STRONG>Phone 
      763.295.2614<BR> </STRONG></FONT><BR><FONT face=Arial 
      size=2>Please review the map below for directions to our 
      office.</FONT>     
                   
                    
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